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Harshil Mathur

Harshil Mathur

H. Mathur
0% | + $0.00M
$1.03 B ₹ 9,461 Cr
Real Time Net Worth #3136 Ranking as of 01 Mar 2026 By Forbes

More on Harshil Mathur

Gender

Male

Age

36Y

Country

India

Born On

January, 1990

Deceased

No

Relationship Status

Married

Children

Unknown

Education

Indian Institute Of Technology Roorkee

Designation Info :

Self-Made

Yes

Entrepreneur Type

Self-Made (Fintech)

Primary Organization

Razorpay

Titles

Co-Founder & CEO

Sources of Wealth

Razorpay

Industry

Fintech, Finance, Technology

About Harshil Mathur


H arshil Mathur is an Indian self-made billionaire and a co-founder and the CEO of Razorpay, one of India's largest and most successful financial technology (fintech) companies. A graduate of the prestigious IIT Roorkee, he co-founded the company in 2014 with his college friend, Shashank Kumar. They identified a major pain point for Indian startups and small businesses: the difficulty of accepting online payments.

They built Razorpay to be a simple, developer-friendly payment gateway that could be easily integrated into websites and apps. The platform was a huge success and has since evolved into a comprehensive digital financial services provider, offering a full suite of products for businesses, including payment processing, business banking, and payroll services. The company was accepted into the prestigious Y Combinator startup accelerator and has since grown to become one of India's most valuable fintech unicorns, turning its young founders into billionaires.

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Quick Reads


  • Co-founder and CEO of the Indian fintech giant Razorpay.
  • The company is a leading online payments and business banking platform in India.
  • Co-founded the company in 2014 with his college friend Shashank Kumar.
  • Razorpay is one of India's most valuable private technology companies.
  • He is an alumnus of IIT Roorkee and the Y Combinator accelerator program.

Early Life and Background


Harshil Mathur is an Indian entrepreneur, the self-made billionaire Co-founder and CEO of Razorpay, a leading fintech company revolutionizing digital payments in India. Born in Jaipur, Rajasthan, his passion for technology began early: he has been coding since his school days.

Mathur received an elite education: he graduated with a Bachelor of Technology (B. Tech.) in Metallurgical Engineering from the Indian Institute of Technology (IIT) Roorkee in 2013. Despite his engineering background, his entrepreneurial drive led him away from industrial practice. He recognized the dismal state of online payments in India and, in 2014, decided to quit his job to start Razorpay with his co-founder, Shashank Kumar, aiming to simplify online transactions.

Career Journey of Harshil Mathur


Harshil Mathur and Shashank Kumar founded Razorpay in 2014 after discovering the difficulty of making online payments in India. Their strategic vision was to build a full-stack fintech company that could provide a seamless, simplified payments experience for businesses. They attended the Winter 2015 batch of Y Combinator, securing crucial mentorship and funding.

Under Mathur's leadership as CEO, Razorpay achieved exponential growth, diversifying beyond payment gateways into neobanking (RazorpayX) and lending (Razorpay Capital). The company scaled to become one of the largest full-stack fintech companies in India, backed by major global investors. His wealth is tied to the company's multi-billion dollar valuation, secured by its dominance in the Indian digital payments ecosystem. Mathur is highly recognized in the tech industry, winning the EY Entrepreneur of the Year in 2022 and being featured on Forbes 30 Under 30 Asia.

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Harshil Mathur's Timeline


2013:

Graduates with a B. Tech. from IIT Roorkee (Academic Achievement).

2014:

Quits his job at Schlumberger to co-found Razorpay (Founding).

2015:

Attends Y Combinator (Venture Milestone).

Ongoing:

Launches RazorpayX (neobanking) and Razorpay Capital (lending) (Strategic Diversification).

2022:

Wins EY Entrepreneur of the Year (Industry Honor).

Ongoing:

Continues as CEO, managing one of India's largest full-stack fintech companies (Executive Oversight).

Major Business Ventures and Investments


Harshil Mathur's wealth is concentrated in his founding equity and continued executive leadership of the private fintech giant, Razorpay.

  • Razorpay (Co-founder & CEO): The core private asset, a dominant full-stack fintech company specializing in digital payments, neobanking (RazorpayX), and lending (Razorpay Capital).
  • Fintech Innovation: His success is built on mastering the Indian online payments stack and simplifying transactions for businesses.
  • Acquisition Strategy: The company has acquired several firms (e.g., Ezetap, PoshVine) to expand its services into offline POS and loyalty solutions.
  • Elite Education: He holds a B. Tech. from IIT Roorkee and is a successful Y Combinator alumnus.

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Philanthropy and Social Impact


Harshil Mathur's social impact is structural, stemming from Razorpay's role in driving the digital payments revolution in India, which is foundational to the nation's massive e-commerce and digital economy. His platforms enable millions of businesses, from startups to major enterprises, to transact online efficiently.

His personal philanthropy supports various educational and community initiatives, reflecting his commitment to cultivating future talent in the technology sector.

Fashion, Style, and Lifestyle


Harshil Mathur maintains the professional, high-energy style of a fintech founder. His attire is consistently modern and high-quality, favoring tailored business casual wear. His aesthetic is one of confident, disruptive authority, reflecting his background as an IIT engineer and his mastery of financial technology.

Residing in India, his luxury is the immense security and autonomy derived from his multi-billion dollar fortune. His life is dedicated to fintech innovation, digital payments infrastructure, and his commitment to fulfilling his vision of being a full-stack financial solutions provider.

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Quotes and Philosophy


“Razorpay was conceptualized with a vision to simplify online payments.”

Fun Facts & Trivia


  • He is the co-founder and CEO of Razorpay, a leading fintech company in India.
  • He holds a B. Tech. in Metallurgical Engineering from IIT Roorkee.
  • He quit his well-paying job to start Razorpay after recognizing the dismal state of online payments in India.
  • Razorpay is now a full-stack fintech company (payments, neobanking, lending).
  • He was recognized under Forbes 30 Under 30 Asia (2021).
  • He was part of the Y Combinator Winter 2015 batch.
  • His wealth is tied to the massive growth of the Indian digital economy.

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Sources & References


This profile is compiled from verified biographical and financial records:

  • Wealth Data: Real-time tracking and historical data from Forbes Billionaires and the Bloomberg Billionaires Index.
  • Biographical Records: Educational and career history sourced from Reuters, The Wall Street Journal, and official university alumni directories.
  • Regulatory Filings: Shareholder and executive disclosures from stock exchange databases, including HKEX, SSE, SZSE, and SEC EDGAR.
  • Corporate History: Primary data from annual company reports, founding charters, and verified press announcements.

All information is cross-referenced with public sources for accuracy; some narrative sections are AI-assisted summaries.

If you find any inaccuracies, please report them to admin@redcarpetlife.in

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