Henry Allan Engelhardt is an American businessman, the self-made billionaire founder and former CEO of Admiral Group plc (LSE: ADM), a major Welsh-based motor insurance company. Born in Chicago, Illinois, in 1958, his father owned a successful meatpacking operation.

Engelhardt received an unconventional education for a future insurance magnate: he earned a dual degree in journalism and radio, television and film from the University of Michigan. He then followed his French girlfriend (now wife) to Europe, where he earned an MBA from INSEAD. His career began with a key role in founding Churchill Insurance, where he developed his unique approach to the insurance business.

Henry Engelhardt launched Admiral Group in 1993. His strategic genius was his focus on direct-to-consumer motor insurance and building a unique, fun, and employee-centric corporate culture. He led a management buyout in 1999 that positioned the company to become a constituent of the FTSE 100 Index. His philosophy, famously summarized as: 'How wealthy we've become is a recipe of three parts luck, one part smarts and one part determination', guided his approach to business and leadership.

He served as CEO until his semi-retirement in 2016 and remains a major shareholder (the family owned more than 14 percent of Admiral). He and his wife, Diane, started the Moondance Foundation to support causes in Wales, education, healthcare, and the arts. His commitment to employee morale is structural: Admiral's Ministry of Fun organizes elaborate events like dress-up days and surfing trips for employees.

Henry Engelhardt is a dedicated philanthropist. His structural social impact is tied to Admiral Group's role as a massive employer and provider of essential motor insurance in the U.K. and internationally. His commitment to employee welfare (the Ministry of Fun) and his Moondance Foundation provide structural contributions to community health and education in Wales.

He is also involved in sports governance, serving as an independent non-executive director of the Welsh Rugby Union since 2021.

Henry Engelhardt maintains the high-energy, engaged style of a hands-on founder. His attire is consistently professional, favoring tailored suits. His aesthetic reflects his blend of Chicago business acumen and his adopted Welsh corporate culture.

Residing in Cardiff, Wales, his luxury is the immense security and financial reward derived from his multi-billion dollar fortune. His life is dedicated to insurance innovation, employee culture, and his profound commitment to philanthropy in Wales.