Jayme Brasil Garfinkel is a Brazilian businessman, the billionaire Chairman of the Board and CEO of Porto Seguro Seguros, the third largest insurance company in Brazil. Born in 1946 to a Jewish family, his career is rooted in engineering and high-level financial services.

Garfinkel received a degree in Civil Engineering from the Polytechnic School of the University of São Paulo in 1970 and completed graduate studies in Business Administration at Getúlio Vargas College in 1975. He joined Porto Seguro in 1972 as an Assistant Executive Officer (a company founded by his father, Abrahão Garfinkel, who was killed in a plane crash). His technical background combined with his financial acumen was foundational to the company's growth.

• Porto Seguro Seguros (Chairman & CEO): The core private asset, the third largest insurance company in Brazil, specializing in auto, life, and health insurance (brands include Azul Seguros).
• Pioneering Finance: He led the transformation of Porto Seguro into a major, diversified insurance and financial services provider.
• Academic Background: He holds a degree in Civil Engineering and a graduate degree in Business Administration.
• Civic Roles: He served as President of the Syndicate of Private Insurance and Capitalization Companies of São Paulo (1989–1990).

Jayme Garfinkel quickly rose through the ranks of Porto Seguro, becoming Executive Officer Vice President in 1978 and eventually Chairman and CEO. His strategic genius was his commitment to financial discipline, market innovation, and vertical integration within the insurance and financial services sectors. Under his leadership, Porto Seguro successfully expanded into life insurance (Porto Seguro Vida) and health insurance (Porto Seguro Saúde).

The company became a highly stable and valuable financial asset, largely through its market efficiency and strong brand recognition. Garfinkel's wealth is tied to his controlling stake in the publicly traded Porto Seguro Seguros. His structural contribution is tied to the successful consolidation and professionalization of the Brazilian insurance sector. He considers himself an agnostic, despite being raised in a Jewish family.

Jayme Garfinkel's social impact is structural, stemming from Porto Seguro's role in providing essential financial protection (insurance) for millions of Brazilian consumers and businesses. The company contributes significantly to the financial stability of the national economy.

His personal philanthropy supports various community and educational initiatives. His career is a testament to the profitability of disciplined engineering management applied to the high-volume, complex financial services sector.

Jayme Garfinkel maintains the professional, composed style of a financial executive. His attire is consistently formal and high-quality, favoring tailored suits. His aesthetic reflects stability and serious authority, blending his engineering background with his mastery of financial services.

Residing in São Paulo, Brazil, his luxury is the immense security and financial reward derived from his multi-billion dollar fortune. His life is dedicated to strategic investment, financial governance, and the long-term stewardship of the Porto Seguro empire.