Rubens Menin Teixeira de Souza is a Brazilian businessman, the self-made billionaire Founder and Chairman of MRV Engenharia (BVMF: MRVE3) (residential construction) and Banco Inter (NASDAQ: BIDI) (fintech banking). His career is rooted in civil engineering, real estate development, and financial disruption.

Menin holds a degree in Civil Engineering from the Federal University of Minas Gerais (UFMG). His philosophical approach centers on scale, vertical integration (controlling the entire supply chain from land acquisition to construction), and long-term asset hold in the essential housing and financial sectors.

• MRV Engenharia (Founder & Chairman): The core publicly traded asset, one of Brazil's largest residential construction and property development companies (specializing in affordable mass housing).
• Banco Inter (Chairman): The digital/fintech bank he founded, which successfully disrupted the traditional banking sector in Brazil.
• Real Estate Focus: His success is built on scale development and dominating the affordable mass housing market in Brazil (a key structural market).
• Investment Strategy: His philosophy is rooted in long-term investment in real estate and financial infrastructure and leveraging the massive Brazilian consumer growth story (especially low-income credit).

Rubens Menin's strategic genius was his commitment to mass housing. He founded MRV Engenharia in 1979 in Minas Gerais, successfully building it into Brazil's largest affordable housing developer. His structural contribution is immense: providing foundational housing infrastructure to the rapidly growing Brazilian population. He later pivoted into fintech banking (founding Banco Inter), recognizing the structural opportunity for low-cost, digital financial services.

Both companies successfully executed their IPOs on the Brazilian and NASDAQ Exchanges. His wealth is secured by the colossal, long-term, stable profitability of the Brazilian construction, real estate, and financial services sectors.

Rubens Menin's social impact is structural, stemming from MRV's role in providing essential mass housing infrastructure for millions of Brazilians. His Banco Inter contributes to financial inclusion for the mass market. His Instituto MRV and Instituto Inter support various educational and community initiatives. His structural contribution is tied to the successful industrialization and scale of the Brazilian real estate and fintech sectors.

His personal philanthropy supports various community and educational initiatives.

Rubens Menin maintains the professional, pragmatic style of a corporate executive. His attire is consistently formal and high-quality, favoring tailored suits. His aesthetic reflects serious authority and stability, typical of a pioneer in the global financial sector.

Residing in Belo Horizonte, Brazil, his luxury is the immense security and financial reward derived from his multi-billion dollar fortune. His life is dedicated to corporate governance, strategic investment, and social infrastructure development.