Teresita 'Tessie' Sy-Coson is a Filipino businesswoman, the billionaire Vice Chairperson of SM Investments Corporation (PSE: SM) and Chairperson of BDO Unibank. Her colossal wealth is generational, tied to the industrial and retail empire founded by her late father, Henry Sy Sr. (d. 2019), in 1958.

Sy-Coson's career is defined by generational stewardship and executive leadership in the retail, banking, and real estate sectors. Her philosophical approach centers on scale, vertical integration, and long-term asset hold in the essential Philippine consumer market.

• SM Investments Corporation (Vice Chairperson): The core publicly traded asset, a massive conglomerate spanning malls, banking (BDO Unibank), and property development (SM Prime).
• BDO Unibank (Chairperson): The Philippines' largest bank, which she leads (a major financial structural role).
• Retail Focus: Her success is built on scale retail and dominating the domestic market for affordable consumer goods and financial services.
• Family Governance: She and her siblings control the massive SM Group empire, continuing the legacy of their father.

Teresita Sy-Coson's strategic leadership involves managing the immense SM Group empire. She assumed a key executive role and was instrumental in leading the transformation and growth of BDO Unibank into the largest bank in the Philippines. Her structural contribution is immense: pioneering the scale, integrated shopping mall model and providing foundational financial services that accelerated the Philippine economy's development.

She remains Vice Chairperson of SM Investments and Chairperson of BDO Unibank, guiding the company's continuous expansion and technological modernization. Her wealth is secured by the colossal, long-term, stable profitability of the Philippine retail, banking, and real estate sectors.

Teresita Sy-Coson's social impact flows from the SM Group's role as the largest employer and provider of essential retail, banking, and housing infrastructure in the Philippines. The SM Foundation supports major initiatives in education, healthcare, and disaster relief, making substantial contributions to community welfare and national recovery efforts.

Her personal philanthropy supports various community and educational initiatives.

Teresita Sy-Coson maintains the professional, composed style of a corporate executive. Her attire is consistently formal and high-quality, favoring tailored suits. His aesthetic reflects serious authority and stability, typical of a leader in the global financial sector.

Residing in Manila, Philippines, her luxury is the immense security and financial reward derived from her multi-billion dollar fortune. Her life is dedicated to corporate governance, strategic investment, and financial management.