F rederic "Fred" Luddy is a self-made American billionaire and the founder of ServiceNow, a highly successful cloud computing company. A programmer by training, Luddy had a long career as a developer and executive at various software companies before founding his own venture at the age of 50. He had previously lost his entire first fortune in the dot-com bust.

He founded ServiceNow in 2004 with a vision to create a simple, cloud-based platform to automate and manage IT workflows and business processes. The company's software-as-a-service (SaaS) platform became a massive success, expanding from IT service management into a comprehensive platform for managing all aspects of enterprise workflow. He served as the company's CEO for many years before transitioning to the role of chairman. The company's massive growth and successful IPO have made him one of the wealthiest people in the software industry.