G eorge Alexander Muthoot is an Indian billionaire and the managing director of the Muthoot Group, one of India's largest and most prominent gold financing companies. He is a key member of the third generation of the founding family. The business was started by his grandfather as a small trading company in the 19th century and was later transformed into a financial services powerhouse by his father.
The Muthoot Group's flagship company, Muthoot Finance, is the largest gold loan non-banking financial company (NBFC) in India. The business model is simple but powerful: providing loans to individuals and small businesses with gold jewelry as collateral, a practice deeply ingrained in Indian culture. George Alexander, along with his brothers, has overseen the massive expansion of the company's network, which now has thousands of branches across India. The publicly traded company's success has made the Muthoot family one of the wealthiest in South India.
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George Alexander Muthoot is an Indian businessman, the Managing Director of Muthoot Finance (NSE: MUTHOOTFIN), India's largest gold loan Non-Banking Financial Company (NBFC). His wealth is multi-generational, rooted in the Muthoot Group, which was founded by his grandfather in 1887 as a small trading business supplying rations to British-run plantations.
Muthoot's education is rigorous: he is a Chartered Accountant (CA) who qualified with a first rank in Kerala and ranked 20th overall in India in 1978. He also holds a Bachelor's degree in Commerce from Kerala University (where he was a rank holder and gold medallist). This deep financial discipline prepared him to lead the family's finance business through decades of growth and regulation.
George Alexander Muthoot's career is defined by his executive leadership in professionalizing and scaling Muthoot Finance. The company's strategic vision, guided by the family, focused on the immense, stable demand for gold loans (loans against gold jewellery) among India's vast underserved population, a model that has existed since the company's inception.
Under his leadership as Managing Director, Muthoot Finance became India's largest gold financing company among NBFCs, operating over 4,800 branches and serving more than 200,000 customers daily. The company successfully diversified into insurance, money transfer, and other loans. He also serves as the Vice Chairman of the Kerala Non-banking Finance Companies Welfare Association. His wealth is tied to the long-term, stable profitability of the gold loan model and the massive scale of the company's operations.
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Qualifies as a Chartered Accountant (CA) with a first rank in Kerala (Academic Achievement).
Joins and rises through the ranks to become Managing Director of Muthoot Finance (Executive Leadership).
Awarded the Times of India group Business Excellence Award (Industry Recognition).
Muthoot Finance begins its massive expansion, adding hundreds of new branches (Growth Milestone).
Continues as Managing Director, guiding the gold loan giant (Executive Oversight).
George Alexander Muthoot's wealth is concentrated in his family's controlling stake and executive leadership of the publicly traded financial giant, Muthoot Finance (NSE: MUTHOOTFIN).
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George Alexander Muthoot's social impact is massive and structural, stemming from Muthoot Finance's role in driving financial inclusion for millions of rural and low-income Indians by providing quick, accessible loans against gold jewellery—often the only financial asset they possess. The company provides thousands of stable financial services jobs.
His structural contribution is tied to the successful professionalization of the gold loan market and his commitment to the family's philanthropic arm, the Muthoot M George Foundation, which supports education and healthcare (e.g., helping cancer and kidney patients).
George Alexander Muthoot maintains the distinguished, composed style of a South Indian finance executive. His attire is consistently formal and high-quality, favoring tailored business suits or traditional Indian business attire. His aesthetic is one of serious authority and financial discipline.
Residing in Trivandrum, India, his luxury is the immense security and financial reward derived from his multi-billion dollar fortune. His life is dedicated to the stewardship of his family's financial legacy, balancing traditional gold-based lending with modern financial services.
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+0.23% | +$100.96M
+0.01% | +$0.71M
This profile is compiled from verified biographical and financial records:
All information is cross-referenced with public sources for accuracy; some narrative sections are AI-assisted summaries.
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