George Jacob Muthoot is an Indian businessman, the Joint Managing Director of Muthoot Finance (NSE: MUTHOOTFIN), India's largest gold loan NBFC, and the co-head of the Muthoot Group. His wealth is multi-generational, rooted in the family's gold trading and financing business established in 1887.

Muthoot's education is technical: he is a Civil Engineer by training, having earned a Bachelor of Science in Engineering from Manipal University. This engineering background instilled a discipline for process and structure, which he applies to the financial services sector. He and his brothers inherited the leadership of the Group, which diversified from timber trading into gold financing under the previous generation.

George Jacob Muthoot's career is defined by his operational and executive leadership in professionalizing and scaling Muthoot Finance. The company’s strategic vision centered on leveraging the stable asset of gold jewellery to provide essential loans to the mass market. The company operates a massive network of 4,800 branches across India and serves over 200,000 customers daily.

Under his leadership as Joint Managing Director (working with his brother, George Alexander Muthoot, the Managing Director), the company has successfully expanded its financial services portfolio (insurance, money transfer) and its global footprint (U.K., U.S., U.A.E.). His wealth is tied to the long-term, stable profitability of the gold loan financial model and the colossal scale of the company's operations, making it a critical force in Indian financial inclusion.

George Jacob Muthoot's social impact is massive and structural, stemming from Muthoot Finance's role in driving financial inclusion for millions of Indians who use gold jewellery as collateral. The company runs numerous philanthropic activities through the Muthoot M George Foundation, focusing on education, healthcare (cancer and kidney patients), and tree plantation drives.

He is also actively involved in environmental causes, running the 'Horn Not Ok Please' initiative to raise awareness about vehicular noise pollution in the Delhi NCR region.

George Jacob Muthoot maintains the professional, composed style of a South Indian finance executive. His attire is consistently formal and high-quality, favoring tailored business suits or traditional Indian business attire. His aesthetic is one of serious authority, reflecting his engineering background and financial discipline.

Residing in Trivandrum, India, his luxury is the immense security and financial reward derived from his multi-billion dollar fortune. His life is dedicated to the stewardship of his family's financial legacy, his personal passion for golf, and his commitment to financial inclusion.