Johannes 'Jannie' Mouton is a South African businessman, the self-made billionaire Founder of the PSG Group, a major investment holding company, and co-founder of Capitec Bank and Curro (private education). Born in Carnarvon, South Africa, in 1946, he grew up in a rural area.

Mouton is a highly educated executive: he holds a BCom (Hons) degree from Stellenbosch University and qualified as a Chartered Accountant (CA) in 1973. His career was defined by an early failure: after co-founding a successful broking firm, he was fired in 1995 at the age of 48. This event became the catalyst for his founding of the PSG Group, a move he calls the start of his greatest success.

• PSG Group (Founder & Former Executive): The core investment holding company with stakes in financial services, banking (Capitec), and education (Curro).
• Co-founder of Capitec Bank: The highly successful South African retail bank (a key asset of PSG).
• Pivotal Event: He was fired from his broking firm at age 48, leading directly to the founding of PSG Group.
• Philanthropy: The Jannie Mouton Foundation recently made a record R7.2 billion philanthropic bid to privatize Curro Holdings (private education).

Jannie Mouton's strategic genius was his commitment to identifying undervalued or high-growth assets in South Africa's financial and service sectors. In 1995, immediately after being fired, he gained control of PAG Limited, which quickly morphed into the PSG Group. His early success was funding and supporting the founding of Capitec Bank (a highly disruptive retail bank) and Curro (a leading private school group).

The culmination of his legacy is his recent commitment to philanthropy: in August 2025, the Jannie Mouton Foundation announced its plan to acquire all of Curro Holdings' issued shares for around R7.2 billion (a major deal), effectively turning the private school giant into a non-profit organization to provide bursaries to thousands of underprivileged children. This move has been described as quite possibly the largest philanthropic contribution South Africa has ever seen.

Jannie Mouton's social impact is massive and structural, tied to his role in founding and supporting Capitec Bank (financial inclusion) and Curro (private education). His philanthropic vision is historic: the R7.2 billion bid to privatize Curro and transform it into a non-profit is aimed at uplifting communities by dramatically broadening access to excellent education through bursaries—a structural contribution to South African education and social justice.

His career is a testament to the profitability of disciplined asset restructuring and the power of business to drive large-scale social change.

Jannie Mouton maintains the professional, pragmatic style of a financial executive. His attire is consistently formal and high-quality, favoring tailored suits. His aesthetic reflects stability and immense financial authority, tempered by his commitment to social responsibility and his humble beginnings.

Residing in South Africa, his luxury is the immense security and financial reward derived from his multi-billion dollar fortune. His life is dedicated to strategic investment, financial consolidation, and a historic commitment to educational philanthropy.