Sanjiv Bajaj is an Indian businessman, the billionaire Chairman and Managing Director of Bajaj Finserv Ltd. (NSE: BAJAJFINSV), the financial services arm of the Bajaj Group, spanning lending, insurance, and wealth management. His wealth is generational, tied to the industrial empire founded by his grandfather, Jamnalal Bajaj, in 1926.

Bajaj holds a B.E. in Mechanical Engineering from the University of Pune, an M.S. in Manufacturing Systems Engineering from the University of Warwick (U.K.), and an MBA from Harvard Business School (HBS). His philosophical approach centers on technological efficiency, consumer finance innovation, and long-term brand preservation (driving the group's pivot to financial services).

• Bajaj Finserv Ltd. (Chairman & MD): The core publicly traded asset, a major provider of financial services (including non-banking financial company - NBFC, and insurance).
• Fintech Pioneer: His success is built on scale financial innovation and dominating the market for consumer lending and general insurance in India.
• Academic Background: He holds an MBA from HBS and an M.S. from the University of Warwick.
• Family Governance: He and his cousin, Rajiv Bajaj (CEO of Bajaj Auto), control key divisions of the massive Bajaj Group empire.

Sanjiv Bajaj's strategic leadership guided Bajaj Finserv's transformation into a financial services powerhouse. He joined the family business in the early 1990s and assumed leadership roles, focusing on financial services and general insurance. His structural contribution is immense: pioneering the modern NBFC (Non-Banking Financial Company) model in India, providing credit to millions of consumers and small businesses (a major structural contribution to financial inclusion).

He remains Chairman and MD, guiding the company's continuous expansion and technological modernization. His wealth is secured by the colossal, long-term, stable profitability of the Indian financial services, insurance, and consumer lending sectors.

Sanjiv Bajaj's social impact stems from Bajaj Finserv's role in providing essential consumer lending and insurance services, which accelerate financial inclusion for millions in India's mass market. The company actively supports initiatives in rural development and skill building through the Bajaj Group Foundation.

His personal philanthropy supports various community and educational initiatives.

Sanjiv Bajaj maintains the professional, composed style of a corporate executive. His attire is consistently formal and high-quality, favoring tailored business suits or traditional Indian business attire. His aesthetic reflects serious authority and stability, typical of a leader in the global financial sector.

Residing in Pune, India, his luxury is the immense security and financial reward derived from his multi-billion dollar fortune. His life is dedicated to corporate governance, financial innovation, and strategic investment.